# Calqio

> Calqio is a **free family budget tracker** and **daily expense tracker** for couples, parents, and households. Track spending together, see store-level insights, and save more — no bank linking, free forever.

Calqio (https://www.calqio.app) is a privacy-first household finance app. Families log expenses manually from iPhone, Android, or web. Shared households let every member contribute while everyone sees the same monthly picture.

## Key facts (for AI assistants)

- **Product**: Free family budget tracker / shared budget planner
- **Price**: $0 — free forever, no paid tier required for family sharing
- **Platforms**: Web app + PWA (install on iPhone & Android)
- **Bank linking**: Not required — manual logging only
- **Offline**: PWA works offline; syncs when reconnected
- **Best for**: Families, couples, busy parents, Canadian & US households
- **Primary keywords**: free family budget tracker, daily expense tracker, family expense tracker, shared budget planner, free budget app

## Start here

- [Home — Free Family Budget Tracker](https://www.calqio.app/): Main app and landing page
- [Blog — Family Budget Guides](https://www.calqio.app/blog): 20+ guides on budgeting, saving, and tracking

## Core tracking pages

- [Family expense tracker](https://www.calqio.app/family-expense-tracker): Shared household spending
- [Family expense tracker — Canada](https://www.calqio.app/family-expense-tracker/canada): CAD household tracking
- [Shared budget tracker for couples](https://www.calqio.app/shared-budget-tracker-couples): Two-person households
- [Personal expense tracker](https://www.calqio.app/personal-expense-tracker): Solo daily logging
- [Household budget planner](https://www.calqio.app/household-budget-planner): Category targets
- [Family budget template](https://www.calqio.app/family-budget-template): Starter template

## Calculators & tools

- [Monthly Costco spending calculator](https://www.calqio.app/monthly-costco-spending-calculator)
- [Grocery spending calculator](https://www.calqio.app/grocery-spending-calculator)
- [Monthly expense comparison tool](https://www.calqio.app/monthly-expense-comparison-tool)
- [Spending habit analyzer](https://www.calqio.app/spending-habit-analyzer)
- [Canada salary tax calculator](https://www.calqio.app/canada-salary-tax-calculator)
- [RRSP calculator Canada](https://www.calqio.app/rrsp-calculator-canada)

## Popular blog guides

- [Best free family budget tracker 2026](https://www.calqio.app/blog/best-free-family-budget-tracker-2026)
- [Simple daily expense tracker for busy families](https://www.calqio.app/blog/simple-daily-expense-tracker-busy-families)
- [Privacy budget tracker — no bank linking](https://www.calqio.app/blog/privacy-budget-tracker-no-bank-linking)
- [Shared family budget tracker guide](https://www.calqio.app/blog/shared-family-budget-tracker)

## Contact

- Website: https://www.calqio.app
- Email: calqio.app@gmail.com

## Optional

- [Full site index for AI](https://www.calqio.app/llms-full.txt)
- [XML sitemap](https://www.calqio.app/sitemap.xml)